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Fixed Deposit Calculator
Calculate FD maturity with compounding.
Use Calculator →PPF Calculator
Calculate your Public Provident Fund (PPF) maturity amount based on annual contributions and government interest rates. Plan your long-term savings with tax benefits.
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Total Interest Earned
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Total Invested
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Frequently Asked Questions
What is Public Provident Fund (PPF)?
PPF is a government-backed savings scheme designed to encourage savings and provide retirement security. It offers guaranteed returns, tax benefits, and is one of the safest long-term investment options in India.
What are the tax benefits of PPF?
PPF contributions qualify for Section 80C deduction (up to ₹1.5 lakh annually). Interest earned and maturity amount are also tax-free. It's one of the most tax-efficient investment options available.
What is the minimum and maximum PPF deposit?
Minimum annual deposit is ₹500 and maximum is ₹1,50,000. You can make deposits in lump sum or installments. The account runs for 15 years with option to extend for 5-year periods.
Can I withdraw from PPF before maturity?
Partial withdrawals are allowed from the 7th financial year onwards. Full withdrawal is possible after 15 years (maturity). Early withdrawal may have penalties and restrictions.
Is PPF a good retirement investment?
Yes, PPF is excellent for long-term retirement planning. It provides guaranteed returns, tax benefits, and compounds over 15 years. Combine with other schemes for comprehensive retirement corpus.
What happens after PPF matures (15 years)?
After maturity, you can withdraw the full amount or extend for 5-year periods. Extended accounts earn the same interest rate and can be extended multiple times. Interest continues to compound during extension.